Please share your thoughts with us. The PennyWise pages are a forum where our readers share and exchange ideas on time and money management as well as other hints and ideas to make our lives easier. They will be published in the printed newsletter and here on the web for the benefit of everyone.

Thank you so much,

Paula Vogelgesang

Send them to: Penny'Wise, PO Box 518, Kadoka, SD 57543
Please include your mailing address when you write.